Question

Why wouldn't you want to post a payment against an invoice directly to a bank account?

Answer 1

Answer: We use undeposited funds for every transaction that where we are depositing more than one payment into your bank account. It is also easy to remember that, we can always receive money into undeposited funds first, and after that we record the deposit into a bank account, because we can't always put money directly into a bank account.

But, we  only put funds straight into a bank account when it is a single item (check, cash, electronic transfer, etc...) that is to be deposited into the bank account.