Does it make a difference when you pay if you use credit or debit on your debit card? Related Questions

Does it make a difference when you pay if you use credit or debit on your debit card?
Asked By bethybug,Last Answer By jes_evelyn At 2009.12,1 Answers

There is a world of difference - which is the timing when you actually pay for the goods. For a credit card, you are actually borrowing money made available from a bank. When you swipe your card, your credit limit given by the bank decreases and the bank in turn pays the amount of money to the merchant when they make a claim. At the end of each billing cycle, the bank bills you the total amount you have "swiped" to be paid in a certain number of days. (i.e. 21 days) You may end up paying more in interest if you do not settle the full outstanding balance due to the bank in the stipulated time given. A debit card on the other hand works exactly like a credit card, except that it is normally tied to your savings account and the amount you "swiped" will immediately be on hold by the bank until the merchant makes a claim for it with your signed sales receipt. The beauty of this prevents you from spending more than what you have in your savings. You will also receive a monthly statement for your debit card expenditure - the only difference this time is you do not have to pay for it.

Post green card (debit card) with the CUP logo credit card, can be consumed by credit cards?
Asked By rose zhou,Last Answer By joy Green At 2011.05,1 Answers

Post green card (debit card) with the CUP logo credit card, credit card spending could it?

How can a moeny come out of a bank on a debit card when you have no debit card?
Asked By Wish,Last Answer By S0 NUMB At 2009.12,1 Answers

Was just paid at midnight by direct deposit, $800 dollars was taken out on debit purchase, but we have no debit card we only withdraw cash and use no checks.
What can I do? the bank wont open for a few hours abut I am worried sick here, is there ANY chance of getting that money back?
we authorized no transactions and took no money out

There are "credit debit card" do?
Asked By Wendy Zhu,Last Answer By Constantine Dodge At 2011.05,1 Answers

Is a credit debit cards, not credit cards. I hope that friends can reply Baidu Small Cap ah!

What's the differnce between a credit and a debit card?
Asked By f1ferrariburner,Last Answer By At 2009.12,1 Answers

A debit card takes money out of an "attached" bank account immediately.

A credit card takes money away from a pre-set limit, that you have to pay back, preferably when you receive the statement in the mail.

It is better to use a credit card for purchases, because if you use a debit card at say McDonald's, and the cashier accidentally presses $495 instead of $4.95 for your Value Meal, then that $495 is held against your debit (bank/checking account), and you would not be able to use those funds, until it gets straightened out. If that same mistake was made with a credit card, hopefully it can get fixed/sorted out before your next bill comes, plus the credit card company will usually work with you.

In addition to the supermarket credit card credit card, CUP debit card right?
Asked By lisa green,Last Answer By jessie lake At 2011.05,1 Answers

I have a CCB card, said to be able to withdraw money, pay by card, I do not know a credit card or debit card? Savings card can brush it?

Am i allowed to scratch off the credit card validation code(3 digit code on the back) of my debit/credit card?
Asked By dabo,Last Answer By Paul A At 2009.12,1 Answers

and just memorize it so someone cant write it down at the store or restaurant and go online and make an order?

How debit card make Cash app Transfer Failed?
Asked By Rock12Johnson,Last Answer By ashimagupta02 At 04.20,1 Answers

If you have a debit card and at the time of making a transaction it shows an invalid pop-up on the screen, then it is obvious that it can turn out the result as Cash app transfer failed. Once, you see that your transaction failed, then you become worried about your money. But, you can contact the bank to resolve this issue.

Credit card package does not include "debit cards, credit cards, quasi-credit"?
Asked By lucy liu,Last Answer By mary ford At 2011.05,1 Answers

Thank you, anxious to help, bank debit and credit notice the difference between notice
Asked By jenny brown,Last Answer By Adah George At 2011.05,1 Answers

Thank you, anxious to help, bank debit and credit notification notice the difference I ask: are we doing export business, foreign customers to our company, Bank of China will give us a debit is a credit notice and notice, I would like to ask what is the difference between the two notice what Thank you!

Can I get a debit card at the age of 15?
Asked By Sgt ɥdɐɹƃd,Last Answer By NONAME At 2009.12,1 Answers

Or do I have to live with having my savings account linked to my PayPal for the next few years?

What are the disadvantages of having a debit card?
Asked By nicole r,Last Answer By love_cats At 2009.12,1 Answers

I'm a junior in college and live on my own.I have never had a checking account or debit card. I mainly always use cash, and I refuse to get a credit card. Recently, my mother suggested I get a checking account/debit card so I won't have loose money lying around my apartment (I tend to have hundreds of dollars lying around for rent and bills). So basically, what are the advantages and disadvantages of having a debit card? Does it cost money to use it certain places? I heard it did at Wal-mart.

Can people use may debit card with out my pin num?
Asked By gorgei r,Last Answer By midnightlydy At 2009.12,1 Answers

Yes, it can used like a credit card in some instances if it has a Visa or Master Card logo and your signature on the back of it.

I can´t pay flights with my debit card?
Asked By Alex,Last Answer By Neil At 2011.05,1 Answers

Is it only possible to pay with credit card?

What is a good debit card for teens?
Asked By Lauren C,Last Answer By dudes222 At 2009.12,1 Answers

Visa buxx is an example. The only problem is none of them are my bank and I want one for my daughter. Please help. Iwant to present it to her asap for her 16 bday

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